We called Manny and instantly he got the ball rolling and what he did in such little time was outstanding. We were alittle hesitant at first but Manny is a no-nonsense guy, when he tells you something he means it and gets it done. The process was simple and everyone we dealt with were extremely professional and very outgoing to help get everything done in a timely manner. We would highly recommend Manny for any of your mortgage needs. When its time to refinance our mortgage there truly is only one person were using and that’s Manny. Mike and Natalie L., Woodstock