About Manny Johar, Expert Mortgage


 

  • Expert Mortgage, which Manny Johar represents, is one of Ontario’s leading mortgage brokerages, offering seamless solutions to all your mortgage needs. Whether you want to buy a new home, need money to set up a business, or even refinance an existing loan or mortgage, Manny can offer you a perfect solution, catering to your specific requirements.

  • Manny’s clients come to him from all over Ontario for helpful, no-pressure mortgage and loan services. With Manny, you can always expect the lowest mortgage rates depending upon your situation. Funds you will be granted come from large Institutions to private investors where Manny uses his strong relationships with the lenders to secure amazing mortgage rates for you, even if you have bad credit or if there is NO proof of income. You can expect deep discounts in your mortgage rates when you have good credit and provable income. Manny can also provide you with a first, second, or third mortgage depending upon your needs.

  • Manny takes pride in being available 7 days a week. In fact, after hours all calls to the office will be forwarded to his personal cell phone, allowing you to reach him at any time.

  • If you need a mortgage for your dream home, an investment property, or are simply looking to refinance and lower your mortgage rates, give Manny a call Today at 1 888 646 7596 !

What Does Manny Johar Offer?


  • Deep discounts off all posted bank rates

  • Mortgages through Large Institutions to Private Lenders

  • Second and third mortgages up to 90%

  • Construction and Renovation loans

  • Loans for Farms, cottages, raw land and lots

  • Mortgages for Clients going through Power of Sale

  • Mortgages to cover Property Tax Arrears & CRA Debt

  • Private in-house funds with a quick turnaround time

  • Home Equity Loan with NO proof of income up to 90%

  • Personal touch, care and attention to details!!

HAVE A QUESTION?

Want more information on how we can help you unlock the capital in your home? Contact us now and we’ll get back to you as soon as possible.

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Latest News  

Testimonials  

  • "Thank you Manny!! You did for me what 3 other brokers could not. You are the only one that was able to get me signed for an increased 1st mortgage. Just amazing. You are a man of your word and you truly do work for the people and not the banks. I can't thank you enough for your help. I'll see you in 2 years :)." - Brian L., Beeton, Ontario

    Brian L., Beeton, Ontario

  • Thank you for being so kind and honest. I thought that my mortgage was irretrievable and it is closing today giving me a chance with the pandemic of Covid 19. I wish that I could give you recognition to the appropriate government bodies as they would be so pleased at how you provide support, honesty and decency. I will begin referring you right away. There could be people, right now, in the same situation as I was. Thank you again JoAnn Fraser A., Hamilton
  • We cannot thank Manny enough for making our dream a reality… Manny went above and beyond any mortgage broker, we have ever met before. We cannot truly ever express our gratitude. Daniel & Levenia P., Cambridge
  • Hello Manny, You have definitely met and exceeded our expectations and we are very pleased with the results, and: We would like to acknowledge the prompt and exceptional service that we received during the financing process. Manny Johar’s professionalism and knowledge of the industry was impressive and truly appreciated. Manny went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently during this period of social distancing and circumstances around COVID-19 . We have and will continue to recommend him...