About Manny Johar, Expert Mortgage


  • Expert Mortgage, which Manny Johar represents, is one of Ontario’s leading mortgage brokerages, offering seamless solutions to all your mortgage needs. Whether you want to buy a new home, need money to set up a business, or even refinance an existing loan or mortgage, Manny can offer you a perfect solution, catering to your specific requirements.

  • Manny’s clients come to him from all over Ontario for helpful, no-pressure mortgage and loan services. With Manny, you can always expect the lowest mortgage rates depending upon your situation. Funds you will be granted come from large Institutions to private investors where Manny uses his strong relationships with the lenders to secure amazing mortgage rates for you, even if you have bad credit or if there is NO proof of income. You can expect deep discounts in your mortgage rates when you have good credit and provable income. Manny can also provide you with a first, second, or third mortgage depending upon your needs.

  • Manny takes pride in being available 7 days a week. In fact, after hours all calls to the office will be forwarded to his personal cell phone, allowing you to reach him at any time.

  • If you need a mortgage for your dream home, an investment property, or are simply looking to refinance and lower your mortgage rates, give Manny a call Today at 1 888 646 7596 !

What Does Manny Johar Offer?

  • Deep discounts off all posted bank rates

  • Mortgages through Large Institutions to Private Lenders

  • Second and third mortgages up to 90%

  • Construction and Renovation loans

  • Loans for Farms, cottages, raw land and lots

  • Mortgages for Clients going through Power of Sale

  • Mortgages to cover Property Tax Arrears & CRA Debt

  • Private in-house funds with a quick turnaround time

  • Home Equity Loan with NO proof of income up to 90%

  • Personal touch, care and attention to details!!


Want more information on how we can help you unlock the capital in your home? Contact us now and we’ll get back to you as soon as possible.

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    • "Thank you Manny!! You did for me what 3 other brokers could not. You are the only one that was able to get me signed for an increased 1st mortgage. Just amazing. You are a man of your word and you truly do work for the people and not the banks. I can't thank you enough for your help. I'll see you in 2 years :)." - Brian L., Beeton, Ontario

      Brian L., Beeton, Ontario

    • Thanks Manny for all your help and what all you done for me. People dream of opportunities of getting something they want And you do whatever you can to make peoples dreams come true and i realize it isnt easy for you.Thankyou again. Sandra M., Sarnia
    • Manny is Amazing!!! He definitely is the superhero of all mortgage brokers. When you think you are falling and about to crash, he swoops in and catches you before you fall. He is definitely a guy you can trust with your mortgage needs. We had a complicated situation that we thought we had no way out of but he got it done made it an easy process. He will be our go-to broker from now on. Thank you Manny for all your hard work! Melissa & Josip K., Burlington
    • We called Manny and instantly he got the ball rolling and what he did in such little time was outstanding. We were alittle hesitant at first but Manny is a no-nonsense guy, when he tells you something he means it and gets it done. The process was simple and everyone we dealt with were extremely professional and very outgoing to help get everything done in a timely manner. We would highly recommend Manny for any of your mortgage needs. When its time to refinance our mortgage there truly is only...